MANAGING FINANCES...A PERSONAL GOAL

Welcome to a bright new year Champs! Yay!! We made it!!! lol (have to express my excitement now). Here is a "comprehensive list" of my resolutions for the year........wait for it *drum roll*     BLANK  . Sorry, I refuse to be enslaved by unrealistic cliche' agendas that never make it past the first half at best. Why must we even wait till the beginning of a year to put our affairs in order? shouldn't that be a daily or in the least, weekly goal? (I will answer myself don't bother lol). I still don't know if its a myth or reality that January is usually the toughest month of the year...financially atleast, whichever way, we all know what hits us at this time...Hehehe.

So here, we are going to look at a few ways to lessen this burden and reduce future occurrences (no need to fret about the now, we are already one foot in the mud! lol #kiddingnot). Contrary to popular belief, effectively managing your finances doesn't translate to deprival, rather it makes for plenty in little (or more). Let's explain ourselves, first and foremost on this imaginary list is:
- Have a goal, itemize it, be realistic and not over ambitious (that is not required here).
- Discipline yourself (most important ingredient), the fact that you have just yourself to hold responsible should be more reason to stay focused than otherwise.
- Be specific about your intended achievements, if need be, break it down into short term goals so the vision is clearer.
- Remain persistent, ensure achieving a target before moving onto the next one as you don't want to muffle everything up. Life isn't your babysitter, so be prepared for curved balls difficulties that may arise and work out strategies to overcome #YesWeCan.
- Celebrate every milestone achieved (not the closing-down-a-joint type o). Nothing exorbitant else we are back to square one.

Repeat steps 1-5 all over again till all your dreams come true! lol ofcourse we all know the life of man is insatiable but there is greater joy in surmounting hurdles than doing nothing. Don't be content in cheering the trendsetters from the sidelines be one...the only time success comes before work is in the dictionary! Hehehe. Alright folks, we are not just starting off this year, rather continuing on our upward ascent...see you at the top ;D. Stay winning!